Intro PM Swanidhi Yojana 2025 is a government scheme designed for street vendors and small shopkeepers to get low-interest loans easily. इस योजना के तहत आप बिना किसी collateral के ₹10,000 से ₹50,000 तक का loan ले सकते हैं। Government 7% तक की interest subsidy देती है, जिससे effective rate सिर्फ 3% बन जाता है।
This scheme is especially useful for vendors rejected by banks or NBFCs. You can use this loan for business expansion, working capital, or asset purchase.
Step-by-Step Guide to Apply Online and Grab Your Loan Fast
Visit Official Portal
Click “Apply for Loan” and enter Aadhaar-linked mobile number.
Fill personal & business details (State, City, Ward).
Upload bank passbook/statement and required loan documents.
Submit application and track status with the generated Application Number.
Once approved, the loan amount is credited directly to your bank account.
Step-Up Loan Feature – How It Works
Step
Loan Amount
Condition
First
₹10,000
On-time repayment required
Second
₹20,000
Eligible after first loan repayment
Third
₹50,000
Eligible after second loan repayment
Benefits Summary
Low-interest loan for small vendors
Easy online application & approval
Digital payment incentives
Step-up loan system for bigger amounts
No collateral or guarantor required
PM Swanidhi Loan Alert: Apply Now & Get ₹50,000 Easily
यह government loan scheme छोटे व्यवसायियों और स्ट्रीट वेंडर्स के लिए perfect है। Regular repayment से आपका credit score बेहतर होता है और future में bigger loan लेने का रास्ता खुलता है। Digital transactions पर मिलने वाला cashback extra bonus है।
